Frequently Asked Questions

What is Paintless Dent Repair - PDR

Paintless dent repair, also known as paintless dent removal, describes a method of removing minor dents from the body of a motor vehicle. A wide range of damage can be repaired using Paintless Dent Repair as long as the paint surface is intact. Paintless Dent Repair may be used on both aluminum and steel panels

How do you check for hail damage on a car?

The damage will be hard to identify right after the storm. Pull under a shaded area and start your inspection. Start at the hood and go down one side, around the back bumper and trunk, and then back around the other side doors and back to the hood. Then inspect the hood. If you have a pen and paper, take note of the damages you find. If you have a mobile device with a camera, snap some pictures.

What do I do if my car has hail damage?

If you find damage, contact your insurance company as soon as possible. If you didn’t find any hail damage but still have concerns, call your insurance company. Next, call HAIL PRO PDR at 720-505-2004 to schedule a free hail damage assessment.

How are the dents removed from my vehicle?

First, a technician determines the best way to access the damaged area either through a window opening or by removing trim pieces or inner panels. Then, using specialized tools, the technician starts at the dent’s outer edge and slowly massages the metal back into position. The damaged area gets progressively smaller until it virtually disappears.

 

What if I don't have rental coverage on my policy?

We have you covered! Take advantage of our free rental program and stay on the road while your vehicle is being repaired by our expert team of Paintless Dent Repair technicians!

Do insurance rates go up after hail damage?

Most insurance companies do not raise premiums or deductibles for “individuals” for filing a claim due to hail or wind damage. It is considered an Act of God or Nature. It is not the same as an auto accident.

 

Can you claim hail damage twice?

Yes, However, if you don’t repair the 1st damage and your car gets hit again with hail, you won’t get paid twice on the same hail damage. Your insurance company will subtract your first insurance claim amount from your second claim.

 

Do I have to pay a deductible for hail damage?

Many insurance companies require a deductible on a comprehensive insurance plan. If you have hail damage you will need to pay your deductible at the time you get your vehicle repaired.

 

Can small hail damage a car?

Yes, small hail damage can damage the car.  Small hail damage will also lower the value of the vehicle if it goes unrepaired!

 

Is it worth claiming hail damage to car?

If you do have coverage, whether you should file a claim depends on a few things. You should take into consideration how much the cost of repair for hail damage is, how much your deductible is and how much your car is worth. If it’s going to cost $2,000 for a paint job and dent repair and you have a $1,000 deductible, your insurance company will only cover the remaining $1,000. “If your car is older and worth $2,500, it may not be worth filing a claim.

 

If you own your car and have no plans to sell it in the future, forgoing the cosmetic repair and keeping the cash settlement may be worth your while. However, if you do plan to sell or trade your vehicle, small, cosmetic damage could affect the car’s resale value. “You don’t want to leave money on the table. If it costs a $1,000 to get the damage repaired, but it’s going to take $1,500 off the resale, then it’s worth it,” If your car’s a hunk of junk, you might be better off using the cash for something else. Start a new car fund, maybe?

 

Do you have to pay excess for hail damage?

Yes – but only your Basic Excess.

 

How much hail does it take to damage a car?

According to the National Weather Service, hail must be at least 1 inch or greater and consistently falling to be called severe. Severe hail is known to cause the most damage to cars. However, smaller-sized hail can also have an impact on your car’s structure.

 

Are hail dents covered by insurance?

Yes, hail dents are covered by insurance.

 

Do you have to fix hail damage on a car?

If there is a lien on the vehicle, getting the hail damage repaired is mandatory. Therefore, if a hail claim has already been made on previous damage and the money wasn’t used to repair the vehicle, you will not get paid on the previous claim. You also run the risk of being dropped by your insurance company or even worse, pinned with insurance fraud.

 

If you outright own the vehicle, You aren’t required to have your hail damage repaired whatsoever. The only problem is that when your car gets hit again with hail, you won’t get paid twice on the same hail damageYour insurance company will subtract your first insurance claim amount from your second claim.

 

How bad does hail damage have to be to write off a car?

Hail damage write-offs. When the quote for automotive hail damage exceeds the insured value of a car, it will be classified as an economic write-off. An economic write off when the cost to repair a car is more than the amount it’s insured for, which is generally 70% to 80% of the vehicles’ market value.

 

Is my car totaled or repairable?

Most insurance companies will want to consider the car “totaled” if the repair cost approaches the value of the car.  For instance, it would not make sense to pay $8,000 to repair a car that is only worth $6,000.  However, a lot of cases are not that simple. 

Is it worth filing a claim for one hail dent?

In order to justify filing a claim for one dent, the value of the damage should exceed your deductible.

Is it OK to buy a car with hail damage?

Buying a hail damaged car might seem like a great deal since the damage is only cosmetic, but there are a few things to consider before you purchase a car with haildamage

 

How long after hail damage can you file a claim?

Most of the insurance providers do not have a deadline or timeline on how long you may take after hail damage before you start the claim process. But, a few of the insurance companies advise clients to file a claim within 30 – 60 days after the occurrence.

Will making a claim on hail damage raise my rate?

Hail claims fall under your comprehensive coverage, they are considered an act of god/nature. By law, your insurance company cannot individually raise your rate for making a comprehensive claim. However, if you have been in an area affected by a major hailstorm and they have received enough claims, they can raise everyone’s rates in the affected area.

How much does it cost to remove door dings?

Some claim that small door dings can be removed for $30-$45. Medium sized door dings cost $40-$55 per repair, and large door dings are far more expensive to remove at $75-$80 per repair.

 

 

Does hail damage effect on car value?

As with any damage, hail dents can certainly lower the value of a vehicle during re-sale. If you file a claim through insurance, it will be listed on the vehicles history report.

What is the average cost to repair hail damage on a car?

Auto Trends magazine estimates that the average cost of damage for private passenger automobiles following a hailstorm is about $2,500. That’s a pretty penny that can be avoided by parking your vehicle in a garage or under a carport whenever possible.

Can hail damage be repaired?

Paintless dent removal technology can often be suitable for hail repair. This technique makes it possible to remove small dents without having to respray the car. This approach reduces time, materials and hence the costs of a partial or complete vehicle re-spray.

How much is paintless dent repair for hail damage?

Depending upon the specialist’s skill and reputation, you should expect to pay from $50 to $120 for a 1-inch dent. Naturally, this base price will increase with the size of the repair — about $10 to $30 for every additional half-inch.

What if I can't pay my deductible?

We know life throws things at you when least expected, HAIL PRO PDR offers a deductible assistance program! We will waive your deductible, up to $1000! We can even offer you cash back in certain situations!

How long does the process take?

From start to finish, most repairs can be completed in less than a week, this includes the time to coordinate with your insurance company.